LOANS & FINANCE

Business Plan Preparation

Business Plan is like a “Blue Print” telling your investors how you will operate your business. You do need a business plan for your business to get funded, also it offers a step by step guide as you start your business. It acts as a guidance and directs every decision you make going forward.

• Running out of cash before you open your doors because you haven’t anticipated your start-up costs
• Missing sales projections because you don’t really know who your customers are and what they want
• Losing customers because your quality or service falls short
• Becoming overwhelmed by too many options because you never took the time to focus on a mission and vision for your company
• Going bankrupt because you don’t have a rational business model or a plan for how to make money

A Credit Monitoring Arrangement (CMA) report

CMA Report is part of the necessary documentation required by businesses that compiles the past performance of the same, as well future projections in a specific format that allows for invested stakeholders to quickly assess the financial health of the undertaking. Most banks require loan applicants to prepare such reports in order to observe whether the capital required could be used for growth and eventual repayment of the same.

Since a well-made CMA Report Preparation could mean the difference between getting a loan and getting rejected, leave us the headache of getting the CMA Report Preparation. Hiring a consultation with us ensures that we can put our effort into compiling the report for you, and you can put your effort into driving up the growth of your business.

COLLATERAL FREE LOANS

Collateral Free Loan of Upto Rs. 1 Cr Can be Obtained by New Entrepreneurs and existing small businesses in India.

The loan provides by the bank without supporting any security is known as security free. A special type of collateral free loan scheme is available in India under the Credit Guarantee Fund Trust Scheme for Micro & Small Enterprises (CGTMSE). Under this scheme, the micro and small enterprises (MSEs) are eligible for collateral-free loans up to Rs.1. crore in values.

WORKING CAPITAL

‘Working Capital’ is the term used basically to indicate the financial condition of a firm or an organization in the short term. In other words, it can be called a scale to measure the overall efficiency of the business entity.

To obtain the working capital of a specific firm or organisations one is required to subtract the current liabilities from the total current assets of the entity. This ratio suggests whether the particular organization has sufficient assets with it to take care of its short-term debt. To put it the other way, working capital is an indicator of the liquidity levels of an organization for taking care of day-to-day expenditure and cash, accounts payable, inventory, accounts receivable and also due short-term debt.